![]() The PayPal Debit Card lets you spend your PayPal balance in store anywhere Mastercard is accepted. We display the prepaid account agreements in this. Whether you're an avid online shopper or simply someone who wants to leave their wallet at home, virtual debit cards give shoppers a seamless, convenient, and secure way to shop. For general information about prepaid cards, visit our prepaid card resources. Learn more about why it’s important toĪdd your expenses into your personal budget. Some virtual debit cards let you set spending limits, helping you keep up with your budgeting and personal finances. The card in your digital wallet is protected by your phone password and, in some cases, your app login, which may help keep it safe if your phone gets stolen. Like most prepaid cards, you simply add funds to your card. Virtual debit cards can't get physically lost or duplicated like physical cards. You can also use this card to let your employees makes purchases for the office. ![]() Because they are easier to administer by banks and online providers, virtual debit cards can sometimes carry lower fees than those of a traditional card. Wait for processing: The transfer may take several days to be completed, depending on the receiving account provider's processing times. This may involve clicking a 'Confirm' or 'Authorize' button. Confirm transfer: Review and confirm the transfer details. Cards can be generated and activated instantly, so you can start spending from a linked account without having to wait for a card to arrive in the mail. Enter the receiving account information and the amount to transfer. Here are the benefits you can take advantage of with virtual debit cards: On rare occasions, the screening process affects valid cards. This helps prevent lost or stolen cards from being used for unauthorized transactions. Virtual debit cards are a great option for people who don't want to carry a physical card or want to make it easy to shop online and with their smartphone. PayPal uses a complex screening process for debit/credit card payments.
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